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Jake Kurtz 
Loan Officer NMLS 2117984
American Pacific Mortgage NMLS 1850
www.nmlsconsumeraccess.org
Equal Housing Opportunity
Licensed by the Department of Financial Protection and Innovation under the CRMLA

Helping you understand what goes into the mortgage process, before you sign on the dotted line.

Links

Tags

Mortgage
loans
Real estate
sacramento
roseville
california
loan officer
FHA
conventional
home buyer
home buying
buying process

Stats

Joined August 31, 2021
211,578 total views
United States

Featured video

When should you get pre-Approved? It's not what you think

308 views

2y ago

Shorts

A Loan Officer's Real Schedule #shorts
A Loan Officer's Real Schedule #shorts

383 views

Buying a New Home? Timing Your Sale is CRUCIAL! #shorts
Buying a New Home? Timing Your Sale is CRUCIAL! #shorts

162 views

"I Tried A Mind Trick On Myself (It Didn't Go Well) #shorts
"I Tried A Mind Trick On Myself (It Didn't Go Well) #shorts

1,200 views

POV: You Give Clients Your Personal Phone Number #shorts
POV: You Give Clients Your Personal Phone Number #shorts

1,100 views

Unlock Mortgage Savings: The Power of Extra Principal Payments #shorts
Unlock Mortgage Savings: The Power of Extra Principal Payments #shorts

13 views

Mistakes That Can Delay Your Home Purchase #shorts
Mistakes That Can Delay Your Home Purchase #shorts

1,200 views

Unlock Lower Mortgage Payments: The Appraisal Trick #shorts
Unlock Lower Mortgage Payments: The Appraisal Trick #shorts

121 views

Mortgage Payoff vs. Diversification: Smart Money Moves #shorts
Mortgage Payoff vs. Diversification: Smart Money Moves #shorts

379 views

Can You Get Approved Right After Starting A New Job? #shorts
Can You Get Approved Right After Starting A New Job? #shorts

199 views

I'm Not Here Just to Get You a Loan #shorts
I'm Not Here Just to Get You a Loan #shorts

220 views

How A Random Comment Turned Into 350 Profile Visits #shorts
How A Random Comment Turned Into 350 Profile Visits #shorts

1,300 views

My Love Language As A Loan Officer #shorts
My Love Language As A Loan Officer #shorts

379 views

Where Your Mortgage Payment Goes #shorts
Where Your Mortgage Payment Goes #shorts

127 views

POV: Your Loan Just Got Approved #shorts
POV: Your Loan Just Got Approved #shorts

1,200 views

Things You'll Never See On Your Closing Statement #shorts
Things You'll Never See On Your Closing Statement #shorts

28 views

That's not your job. It's mine. #shorts
That's not your job. It's mine. #shorts

1,100 views

Mortgage Apps Don't Hurt Your Credit #shorts
Mortgage Apps Don't Hurt Your Credit #shorts

219 views

The Loan Benefit Most Veterans Don't Fully Use #shorts
The Loan Benefit Most Veterans Don't Fully Use #shorts

135 views

How You Can Buy A Home #shorts
How You Can Buy A Home #shorts

168 views

How Much Money You Actually Need To Buy A Home #shorts
How Much Money You Actually Need To Buy A Home #shorts

136 views

First time buyers start here

Why Pre-Approved Buyers Win Homes Faster #firsttimehomebuyer #mortgagetips #preapproval
Why Pre-Approved Buyers Win Homes Faster #firsttimehomebuyer #mortgagetips #preapproval

75 views

Shady Coffee cold brew and Mortgage info #mortgagerate #mortgagetips #credit #home
Shady Coffee cold brew and Mortgage info #mortgagerate #mortgagetips #credit #home

391 views

What does a rate drop really do? #mortgagerate #mortgagetips #monthlypayment #jakefromhomeloans
What does a rate drop really do? #mortgagerate #mortgagetips #monthlypayment #jakefromhomeloans

1,000 views

People I subscribe to

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200,000 subscribers

427 videos

Videos

Assumable loans exist: here is what you NEED TO KNOW
5:20
Assumable loans exist: here is what you NEED TO KNOW

135 views

3d ago

Why buying BEFORE you sell is the BEST option...21 day close (sacramento)
7:21
Why buying BEFORE you sell is the BEST option...21 day close (sacramento)

48 views

10d ago

Refinancing Isn't Your Only Option: How a $200K Recast Works
7:03
Refinancing Isn't Your Only Option: How a $200K Recast Works

144 views

2w ago

Don't Buy a Home Until You Understand Amortization
12:57
Don't Buy a Home Until You Understand Amortization

142 views

3w ago

What Is Residual Income? The VA Loan Secret Nobody Explains
6:00
What Is Residual Income? The VA Loan Secret Nobody Explains

148 views

3w ago

THE $150,000 PROBLEM
6:14
THE $150,000 PROBLEM

21 views

1mo ago

BASIS POINTS: Rates Aren't What They Seem
13:05
BASIS POINTS: Rates Aren't What They Seem

52 views

1mo ago

75% of Servicers Won't Let You Shop for This Loan
9:14
75% of Servicers Won't Let You Shop for This Loan

42 views

2mo ago

Skip Today's Interest Rates Completely — Here's How
6:20
Skip Today's Interest Rates Completely — Here's How

26 views

2mo ago

What Happens on Your First Call With a Loan Officer in Sacramento
6:48
What Happens on Your First Call With a Loan Officer in Sacramento

13 views

2mo ago

You Can Buy a Home in Sacramento for Under $10K Out of Pocket — Here's How (2026)
7:55
You Can Buy a Home in Sacramento for Under $10K Out of Pocket — Here's How (2026)

23 views

2mo ago

I Compared Rent vs. a Mortgage on the Same House in Sacramento: Here's the Real Gap
9:16
I Compared Rent vs. a Mortgage on the Same House in Sacramento: Here's the Real Gap

37 views

2mo ago

Playlists

Loan Programs
19 videos
Loan Programs
Refinancing
9 videos
Refinancing
A Day out of the Office
9 videos
A Day out of the Office
Down Payment Assistance Overviews
8 videos
Down Payment Assistance Overviews
Market updates/predictions
5 videos
Market updates/predictions
Interviews
5 videos
Interviews
First time buyers start here
39 videos
First time buyers start here

Collaborations

The Sacramento Insurance Crisis: what just changed? (plus: Dr. Loans and Recasting)
13:34
The Sacramento Insurance Crisis: what just changed? (plus: Dr. Loans and Recasting)

35 views

4d ago

Negotiate Your Closing Costs and Lower Payments
0:50
Negotiate Your Closing Costs and Lower Payments

441 views

5d ago

Amortization Schedule Explained Avoid This HUGE Mortgage Mistake!
0:36
Amortization Schedule Explained Avoid This HUGE Mortgage Mistake!

1,200 views

5d ago

It just got easier to use rental income (also Fed rate hikes and doctor loans)
13:31
It just got easier to use rental income (also Fed rate hikes and doctor loans)

27 views

11d ago

Pre-Qualified, or Fully Underwritten? (Plus: Amortization & Your First Mortgage Payment)
13:36
Pre-Qualified, or Fully Underwritten? (Plus: Amortization & Your First Mortgage Payment)

180 views

2w ago

Three-Minute Mortgage Deep Dives: VA, Buydowns, Student Loans
10:53
Three-Minute Mortgage Deep Dives: VA, Buydowns, Student Loans

61 views

1mo ago

Basis Points Real Estate Podcast: FHA, Vesting, and Buy Before You Sell
13:00
Basis Points Real Estate Podcast: FHA, Vesting, and Buy Before You Sell

17 views

1mo ago

BASIS POINTS: Rates Aren't What They Seem
13:05
BASIS POINTS: Rates Aren't What They Seem

52 views

1mo ago

Getting back to work | exploring my options, prepping + hosting my favorite open house
16:09
Getting back to work | exploring my options, prepping + hosting my favorite open house

88 views

5mo ago

What Actually Builds Business in Real Estate | Roseville CA
7:32
What Actually Builds Business in Real Estate | Roseville CA

21 views

5mo ago